Buyer Topics

Topics that are focused on real estate home buyers.

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Buyer Topics Historical Perspective on 30-Year Mortgage Interest Rates Over the past two years, interest rates have been climbing. Expectations by most economists are that interest rates will level off and potentially decline again. Most projections have 30-year mortgage interest rates falling below 7% this year and eventually falling to the low 6% range (or high 5% range) for next year. Some people may […]
Buyer Topics Rapid City and Black Hills Real Estate Market Report for May 2024 Click here for a link to the Rapid City and Black Hills Real Estate Market Report for May 2024. The number of active listings on the market increased from the same time last year. The average days on the market increased compared to the same time last year. Prices are close to the same when […]
Buyer Topics Location, View and Clean Windows! Location, location, location! It’s a cliché that you hear nearly every time you have a discussion about real estate. Why? Every single piece of property is unique. Its location is unique—and it can be either good or bad. Beauty is in the eye of the beholder. Some people prefer city views and the conveniences that […]
Buyer Topics Buying Flipped Homes When you’re looking at buying a home, there are many things to consider. Sometimes people can be impressed by new counters and fixtures and new flooring. Those are all great things. But it’s also important to look beyond those items. When there is low inventory in a particular price range, it presents an opportunity for […]
Buyer Topics Pennington County Property Tax Assessments Homeowners in Pennington County recently received their property tax assessments (or will be receiving them shortly) and there are always some assessments that jump up significantly. Some people may want to contest their assessed value. There are quite a few things to understand before moving ahead with an appeal. First, you must be aware of […]
Buyer Topics February 2024 Rapid City and Black Hills Real Estate Market Report Click here for a link to the Rapid City and Black Hills Real Estate Market Report for February 2024. The number of active listings on the market increased from the same time last year. The average days on the market is comparable to the same time last year. Prices are comparable to a year ago, […]
Buyer Topics January 2024 Rapid City and Black Hills Real Estate Market Report Click here for a link to the Rapid City and Black Hills Real Estate Market Report for January 2024. The number of active listings on the market increased from the same time last year. The average days on the market has increased slightly compared to the same time last year. Prices have also increased and […]
Buyer Topics It’s a Wonderful Life – The Importance of Home During the holidays many people watch the classic Christmas movie, “It’s a Wonderful Life,” starring Jimmy Stewart (as George Bailey), Donna Reed (as Mary Hatch/Mary Bailey), and Lionel Barrymore (as Mr. Potter). On the one hand it is a story about how an angel (Clarence) shows George Bailey what the world would have been like […]
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Buyer Topics Home Buying and Recreational Activities Okay, so you’re thinking of buying a home. You are concerned about what the home should look like and what amenities it should have. You should also think beyond the property survey boundary lines. Buying a home has many facets that are important. If you like outdoor recreation, there are many things to consider that […]
Buyer Topics First-Time Home-Buyer Programs that can help you achieve home ownership Are you looking at Rapid City homes for sale and have finally decided that it’s time to stop looking and buy? If you are looking at purchasing your first home, there are many factors that go into determining how much you can afford. The best way to find out for sure is to meet with […]
Buyer Topics Location, Location, Location When buying a home, you’ve probably heard the phrase a million times, “Location, location, location.” What does it really mean? Why is it so important? One of the most interesting things about real estate is that no two properties are exactly alike. You may be thinking that you’ve seen developments with many homes that are […]
Buyer Topics Settling Cracks: When to Worry and How to Protect your Foundation Many homes will experience settling cracks. As the home adjusts to its place in the world (and the soils beneath it adjust to the pressure), a home will settle into its location. Settling typically occurs in the first three years of a home’s existence. When a house settles, it may create some small, thin cracks […]
Buyer Topics Mortgage Interest Rates – A Historical Perspective Over the past year, interest rates have been climbing. Expectations are that interest rates will level off as the Federal Reserve has indicated that they are not pushing for higher increases. At times in 2021, interest rates were near record lows. The record low 30-year mortgage rate was 2.65% set in January 2021. The 30-year […]
Buyer Topics Is Now the Time to Buy a New Home? Are you wondering whether or not to get into the real estate market? You may be wondering about timing—whether you are looking at buying a home or selling a home. When is the best time to jump in? First of all, anytime is good. I know you are probably thinking, “You’re a Realtor®, of course […]

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